(no subject)
Mar. 25th, 2008 10:25 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
stellar_muddleSo, I am imagining that it is not unusual (for a given definition of normal) to attack a review of retirement savings schemes armed with a spreadsheet.
Should I be worried by the base equations assembled (bloody compounding fees, taxes and all sorts) on a scratch bit of paper though?
Higher fees and hence lower long term returns, but more options from the more established company (AMP), vs lower fees and hence a higher long term return (but less options) from the less established (?) (ASB) assuming similar return rates (but no actual guarantees of that).
And need to sort it out this evening to take advantage of certain schemes.
Brain hurts now.
Should I be worried by the base equations assembled (bloody compounding fees, taxes and all sorts) on a scratch bit of paper though?
Higher fees and hence lower long term returns, but more options from the more established company (AMP), vs lower fees and hence a higher long term return (but less options) from the less established (?) (ASB) assuming similar return rates (but no actual guarantees of that).
And need to sort it out this evening to take advantage of certain schemes.
Brain hurts now.
